Budget to survive. thrive.

Let’s get started:


How often are you paid?



How to support this website

This budget calculator goes beyond the day to day. It helps you prioritise what truly matters, from holidays and hobbies to time for what you love.

It’s budgeting with purpose β€” not just to survive, but to truly thrive.

How it works

Regular Income

Include regular income only β€” wages, benefit payments, any consistent income. (Irregular income is included in the next table).

Description
Amount
Frequency
Per Month
Total
$0.00

Priorities

Set aside money for your top priorities β€” the things that matter to you.

Enter any irregular income (that you’re confident you’ll receive) as a negative amount, that income will be allocated to help fund your priorities.

Description
Amount
Frequency
Per Month
Total
$0.00

Regular Bills

Enter all your recurring bills here, then review where you can cut back or find a better deal.

Description
Amount
Frequency
Per Month
Total
$0.00

Daily Spending

Check your bank statements and enter all non-bill spending made with cash or card β€” like groceries, fuel, or takeaway.

Description
Amount
Frequency
Per Month
Total
$0.00

Weekly Summary

Income $0.00
Priorities $0.00
Regular Bills $0.00
Daily Spending $0.00
Balance $0.00
insights

Try switching between timeframes (weekly, fortnightly, monthly, yearly), then review the summary table above and scroll through your individual income and expense items. This can help you uncover patterns, identify overspending, and see how small changes can add up over time.